You Have Your Spending Under Control. What Now?

Mr. Enchumbao

I work for a large investment management company helping people save for traditional retirement. During my spare time, I help others save for financial independence and early retirement by writing for Enchumbao. My journey to FI began in 2012. I was in a lot of debt back then, but I turned things around and became debt free a few years later. My wife and I reached financial independence in 2017 and are preparing to retire by 2020.

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2 Responses

  1. LM says:

    Constant inprovement is the key to staying a head. The day you stop challenging and revisiting all these things you are dead in the water! I appreciate your annual effort to laser focus on one category.

    In a future article, I’d love to hear your thoughts on specific investments or accounts you are allocating with as a follow up to the asset allocation discussion.

    • Great comment. Yes indeed! It’s a continuous process.

      Sure, we’d love to share our asset allocation in more details when the time is right. One key aspect has been understanding and having good reasonings behind your allocation decisions. If I can’t articulate to my significant other why I think one approach is better than the other or why we should allocate funds to an investment, then I’m just speculating and setting ourselves for failure.

      Thanks for dropping by my friend.

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