Work Once, Let Income Roll in Forever – Our Passive Income Increased by 36% Last Year

Mr. Enchumbao

I work for a large investment management company helping people save for traditional retirement. During my spare time, I help others save for financial independence and early retirement by writing for Enchumbao. My journey to FI began in 2012. I was in a lot of debt back then, but I turned things around and became debt free a few years later. My wife and I reached financial independence in 2017 and are preparing to retire by 2020.

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2 Responses

  1. It is a beautiful thing. Once the hubby and I started talking about early retirement, we realized we would need to build our non- retirement accounts if we wanted to avoid pesky penalties, so we focused our savings efforts on that.

    • Hi Jana!
      Yes, having enough investments to fund the first 5 years, if one is thinking about doing the Roth conversion ladder, is crucial for an early retiree. Cheers to the loopholes that make early retirement still a possibility without the penalties!

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