What This Wonderful Journey Is Really About

Mr. Enchumbao

I work for a large investment management company helping people save for traditional retirement. During my spare time, I help others save for financial independence and early retirement by writing for Enchumbao. My journey to FI began in 2012. I was in a lot of debt back then, but I turned things around and became debt free a few years later. My wife and I reached financial independence in 2017 and are preparing to retire by 2020.

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6 Responses

  1. LM says:

    We are in “Agency” and love it! Nothing like waking up in the morning and knowing you don’t owe anyone anything, and that all moneys that used to go to payments now go to a mutual fund, which in turn SENDS YOU interest 🙂

  2. You have made some awesome progress. Independence is great and the idea of abundance sounds nice too! I see you have traveled a good bit, is there a particular place you plan to live abroad?

    • Thanks Mr. CK!
      Mrs. Enchumbao is the bigger traveler as she just got back from a 20-day trip to Belarus. I’m just getting started. 🙂 We’re planning to live in Punta Cana and make the DR our base during our first years of early retirement but we’re keeping things flexible so that we can change plans if we feel the need to. It’s not like we need to rush and move to a more permanent place right away so we’re also playing with the idea of traveling the world during our first year of ER, staying in one continent months at a time. This might include doing the Caribbean, Latin America, Asia and Europe. Thanks for reading and commenting.

  3. Oh the woes of not having enough time, even when you are making good money. Time is such a precious commodity and not worth giving it up for a 9-5 for 50 years of your life. I think your mindset is what makes people eligible for FI. Not everyone wants to live within their means and sacrifice to accumulate money and then live life in their own terms. But the few that do get the point that it’s not the material possessions, it’s the memories built away from the paycheck that really count.

  4. Yes indeed. The few that get it and get to enjoy life outside of the cubicle build lifetime memories.

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