A Month of Change That Has Nothing and Everything to Do with Personal Finances

Mr. Enchumbao

I work for a large investment management company helping people save for traditional retirement. During my spare time, I help others save for financial independence and early retirement by writing for Enchumbao. My journey to FI began in 2012. I was in a lot of debt back then, but I turned things around and became debt free a few years later. My wife and I reached financial independence in 2017 and are preparing to retire by 2020.

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4 Responses

  1. LM says:

    Well done on staying dry! Doing the same thing here and haven’t looked back since April. Much cheaper and healthier liver ? also supports my health goals of dropping a few pounds over the next four weeks. Now that’s what I call a win-win deal ?

    • It’s great to find company on the dry journey. April? That’s outstanding! I’m sure that the savings add up nicely. We already saved $87 this month by not drinking. I’m sure the liver appreciates it. Keep it up!

  2. E. Cruceta says:

    We are so like minded! I wish I could show you my journal/planner where I put under “this week’s focus”-Back to Basics!! Then I read this and thought wow I am going in the right direction. It feels good to know that I am not the only one who thinks these things are crucial. For me, it is also about clearing my mind as well. The fall semester (Academically) is typically a busy time for me at work, with that being said every other aspect of my life should be more organized. With little time to spare I am taking one hour a day to de-clutter. As well as reintroducing routines to my schedule that help me cope with the busy times. Summer is usually a time where drinking becomes a part of anything you do. I also started the month with a detox mindset. Overall, great article it hit home for me in all its points. Cheers to August! (with no alcohol) 🙂

    • Hi! Yes, it’s great to feel that you’re not alone on this journey. I’m glad the article hit home with you as well. It’s day 22 of our detox/dry month and it’s going fantastic. Besides the fact that we already saved $106 by not drinking, we feel great and it hasn’t been as bad as we thought. You just have to replace the alcoholic drinks with regular drinks. For example, we’ve been drinking lemonade at home and adding blueberries to make it fun. Sometimes you just need to have something cold to grab in the hot weather. It’s all about replacing a bad habit with a good one. Cheers!

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