How We Unlocked More Options and Insanely Better Choices

Mr. Enchumbao

I work for a large investment management company helping people save for traditional retirement. During my spare time, I help others save for financial independence and early retirement by writing for Enchumbao. My journey to FI began in 2012. I was in a lot of debt back then, but I turned things around and became debt free a few years later. My wife and I reached financial independence in 2017 and are preparing to retire by 2020.

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8 Responses

  1. Congratulations! I remember when we first realized we were FI, it’s a great feeling to be free from needing to work. Enjoy your success, you earned it 🙂

    • Thanks! We can’t wait to be retired like you guys. It a great sense of accomplishment to realize that what the industry promotes as a 30 year goal (retirement savings) we got it done in less than 10, and well done. After all, how many retirees get to retire without counting social security or a part-time gig as part of their retirement funds?

      Even though our routines haven’t changed, our mindsets feel a little different and I think that will also be reflected in the kind of posts that we’ll be writing moving forward. I guess it’s part of growing and learning. 🙂

      Thanks for stopping by!

  2. Alex C. says:

    Congratulations!!! That must be such a relief! So what’s your next big goal?

    • Thanks Alex,
      Our next big financial goal, which is already in progress, is to save up the funds to either build or buy our home abroad. This will happen while we take care of a few things prior to retirement over the next couple of years so we’ll try to do as much as we can since we do have a retirement date in mind. Thanks for commenting.

  3. Louis Bautista says:

    Huge congrats to you guys! I am early in my journey, but I have you guys to thank for inspiring me to pursue this journey. Wish you a lot of success on your future endeavors.

  4. EL says:

    Hey Congrats on reaching the FI figure you hoped for. Im sure it feels great to finally have met such a big goal. Yeah if your work situation is not so bad or stressful, why not work a bit longer to have a buffer. If work sucks I would leave as soon as possible. Good luck.

    • Hi Rich Uncle EL –
      I agree. There’s no need to run for the door if the job situation isn’t uncomfortable. As we get to ready to make our retirement move, our investments will definitely create a nice buffer. Thanks!

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