If You Don’t Budget As A Couple Now, You Might Hate Each Other Later

Mr. Enchumbao

I work for a large investment management company helping people save for traditional retirement. During my spare time, I help others save for financial independence and early retirement by writing for Enchumbao. My journey to FI began in 2012. I was in a lot of debt back then, but I turned things around and became debt free a few years later. My wife and I reached financial independence in 2017 and are preparing to retire by 2020.

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7 Responses

  1. LM says:

    I think the cat’s new name should be asaroso XD

    • MrEnchumbao says:

      Thank you for being our first commenter! That’s a great suggestion. To me, it feel as if it’s his name since that the first word I scream when I see him. Mrs. Enchumbao, can we officially changed the name of the individual with the penthouse style? Our readers are demanding it.

      • MrsEnchumbao says:

        Of course we can change Pushok’s name to Asaroso, as long as yours changes to Asaroso #2. You see, I love you both equally, so parity in treatment is a must.:)

  2. Bladimir Mercedes says:

    Great topic. I wish my dog’s budget was $35 a month. I think she eats more than that in a week.

    • MrEnchumbao says:

      That budget was increased from $20 last year! We’ve been eating organic food for years and Mrs. Enchumbao realized that the asaroso was never upgraded from cheap dry food. At least a dog is more fun. Would you like to adopt a friendly kitty as well? 🙂

  3. Mrs. Goodlife says:

    Great post and I agree, the key to a financially happy marriage is to be really open about money, making sure goals are aligned. In our household, we are not as disciplined about reviewing our budget and spending every weekend as you, but we generally know where we are at any point in time against our goal. At the beginning of the year, we did a recap on our investments and spending of previous year and calculated our estimate of 2015. That lets us know how much we have to put aside no matter what to achieve long term goals. Automating savings has worked really well for us. If it’s not available, we are less likely to spend it.
    Mrs. Goodlife

    • MrEnchumbao says:

      It’s definitely important to know where you stand, even if you don’t review it weekly . It became a tradition to us since we were dating. Congrats on your saving strategy!

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