How We Became Big Believers of Early Retirement and Rejected The Nonsense That Leads to an Average American Lifestyle

Mr. Enchumbao

I work for a large investment management company helping people save for traditional retirement. During my spare time, I help others save for financial independence and early retirement by writing for Enchumbao. My journey to FI began in 2012. I was in a lot of debt back then, but I turned things around and became debt free a few years later. My wife and I reached financial independence in 2017 and are preparing to retire by 2020.

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4 Responses

  1. Thanks for sharing! “Put it on the plastic and pay it later.” This is seriously a big one. At least around here. I just don’t get that mentality. How are people ok with spending money that they don’t yet have? It’s beyond comprehension for me. Very reckless.

    • Hi Tim,
      And the spending levels have gotten back to the 2008 levels so we know that consumers are getting in trouble with borrowing. It’s happening all over again. People are feeling comfortable and are borrowing more than they can handle but the party never last forever. Thanks for dropping by.

  2. So happy you guys are on your way! And what an inspiring story about how to turn your life around. Also, I applaud you for giving your wife the credit she deserves…

    • Thank you!!! Yes, there has never been an I on this team. She’s my MVP and deserves the credit. We wouldn’t have gotten this far without the support of each other. Vivo enamorado de mi mujer. 🙂

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