Mapping Out Our Journey to Early Retirement

Mr. Enchumbao

I work for a large investment management company helping people save for traditional retirement. During my spare time, I help others save for financial independence and early retirement by writing for Enchumbao. My journey to FI began in 2012. I was in a lot of debt back then, but I turned things around and became debt free a few years later. My wife and I reached financial independence in 2017 and are preparing to retire by 2020.

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6 Responses

  1. LM says:

    I’m glad you highlighted the team effort to get there sooner. Me and the new wifey are on the same page and turbocharging our strategy to get to FI even faster.

    One thing you might want to write about later is how HSAs and High Deductible Plans combined with Obamacare subsidies can help early retirees cover their healthcare needs very easily.

    • MrEnchumbao says:

      Of course, we couldn’t have gotten there as fast without the team effort. And it’s not only in the finance department, wifey and I team up on the rest of the responsibilities and feel comfort that we can rely on one another to get us to the finish line when needed. Congratulations on your wedding! That sure is an enchumbao moment! I’m sure you’re going to become a strong couple on this FI journey!

      Great idea about the health care choices, we’ll definitely cover those topics. Keep the ideas coming and thanks for dropping by.

  2. So glad you guys are on the path to FI. I can feel your joie de vivre, the desire to be enchumbao in happiness.

    Best of luck in reaching your goals – you’re so close that it’s inevitable at this point!

    • MrEnchumbao says:

      Hi Justin,
      Yes, it’s pure joy and sometimes a little desperation since we’re so close to the finish line. But we keep our eyes on the ball and it’s great to have this venue to express ourselves. You learned something new today: how to use enchumbao in a sentence! Awesome!!!

      I really enjoy your blog and will be adding it to the blog roll. You’re doing great work there. Thanks for dropping by!

  3. EL says:

    Yes I agree people look at me with 3 heads when I tell them I want to retire too. I’m 38 so I am a bit late to the FI party. But in due time I will get there in my late 40s. Still better than 65. I have to do a bit more work with the wife to get her on board, she still doesnt have a full FI mindset. Well good luck reaching the big Goal.

    • Hi EL,
      You’re not late at all and you’ll probably get there earlier than anticipated. I’m fortunate that wifey and I are both on the same page when it comes to FIRE. Keep selling her FIRE and the true happiness that comes with it and you’ll get her there eventually. Thanks for stopping by. I checked out your recent article about your mom passing away. Been there myself this year, I know the feeling. Again, sorry for your loss.

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