Admit That You Suck at Saving Money and Take Action Today
You know you haven’t done a great job saving money and you keep avoiding it. Admitting that you’ve done a poor job at it is not admitting defeat, but rather getting ready to face...
Category: Money Management
Our 2017 Household Spending: Reaching FIRE Without Feeling Deprived
Welcome to our annual detailed household spending report! We’ve been publishing our expenses since we launched this blog. Now that 2017 is so last year, we are able to get this post out. Spending reports...
How Renting on the Cheap and Eating Out Less Aligned Us to a World of Opportunities
The path that we’re taking to home ownership is an unusual one, since most couples buy a house right after marriage. We’ve been cutting down expenses for many years and renting made sense on...
How to Score Up to 30% in Discounts on Purchases on Top of Sale Prices
Disclosure: This post contains affiliate links, which means that if you click on one of the links and sign up for a rewards program, we’ll receive a commission at no additional cost to you. It’s...
How We Spent in 2016 and a New Challenge for This Year
Welcome to the annual detailed Enchumbao expense report. We’ve been publishing our expenses since we launched this blog, so this is the third annual report showing how we spent our money. One of our annual...
Should We Switch to a More Fuel-Efficient Vehicle?
One great habit in the Enchumbao Household is the constant pursuit of savings. Just when we think we’re done with maximizing savings in a certain category, we revisit it to see if we could push...
We Finally Sold Our Second Vehicle and Became a One-Car Family
I was up on the third floor watching Netflix on a Sunday night when I heard Mrs. Enchumbao asking whether her Suzuki Aereo had tilt wheel, front wheel drive and alloy rims. From that...
One Critical Question You Should Ask Yourself Before Playing the Credit Card Rewards Game
Ahh, the good old credit card rewards game… Sometimes it comes in the forms of credit card churning or travel hacking. Many in the FI blogosphere, as well as consumers, play the game and use...
Our 2015 Living Expenses: $32,080 – Not Too Shabby!
When I hear about people needing to spend more than $100,000 a year to be happy, I question their source of happiness. The more we lead fulfilling lives that require less material possessions, the happier...
6 Things You Can Do to Improve Your Financial Picture
Your financial picture can continue to improve by taking both small and gigantic steps toward achieving financial independence, while continuing to lead happy lives. We put a good effort into meeting our financial goals...