As we continue on our path to early retirement, we already achieved financial independence, we encounter some great bloggers that inspire us and provide top quality content and venues for exchanging ideas.
We might not all agree on everything, but the essence of what we believe to be of crucial importance to living a meaningful and truly happy life is echoed in their voices. We highly recommend these superstars of the blogosphere. Drench them with love!
If you’d like to recommend a great blog, email us at firstname.lastname@example.org with the subject line: Blogroll Recommendation. Also include blog url and why you think the blog should be featured here. Thank you!
When Paula graduated from college, she landed her dream gig as a newspaper reporter. She didn’t earn much and enjoyed her work except for one teeny-tiny little problem: She lacked freedom. She was not happy with having to submit requests for week-long vacations. Looking to escape, she saved money aggressively by hustling during the evenings and weekends.
Slowly those savings turned into thousands ($25,000 to be exact). In 2008, she handed her resignation and bought a one-way airline ticket to Egypt. and spent the next two years backpacking across Asia and Australia.
When she returned to the U.S. in 2010, she had the terrifying thought that she might need to get a job again but she couldn’t see herself going back to a “crappy cubicle”. She wanted freedom, she wanted financial independence. To start her FI journey, she built a six-figure income as a self-employed writer and is now building her empire through real estate investing. Click here to learn more about Afford Anything.
J. Money continually tracks his net worth, paying attention to his money day in and day out. He stumbled across the great world of personal finance blogging and idea sharing in 2008 with Budgets Are Sexy and, randomly turned this into his full-time “real job” a few short years later.
J. Money publicly shares his net worth on his site which ascended from $56,000 in 2008 to over $500,000 as of May of 2016. Amazing!
His goal with the blog is to get people to stop and *pay attention* to their money. Readers won’t find any long in-depth instruction manuals or anything else that bores him to death on his blog, as he really wants it to be a fun place to share and interact with each other. Click here to learn more about Budgets Are Sexy.
Early Retirement Now, or ERN, is a blog from a married couple with a young daughter. Besides being on the FIRE path, they have other similarities with us such as ages. Papa ERN is in his early 40s and Mama ERN in her early 30s.
They also decided to start blogging a few years before retirement and hope to continue writing for decades to come after retirement, another similarity! They plan to retire in 2018 but their plans are unknown to colleagues, friends and family.
We keep visiting this blog due to the well-articulated, in-depth, investments articles and unconventional advice such as why an emergency fund is a bad idea. ERN is a must-follow to cue your investment strategy. Click here to learn more about Early Retirement Now.
Starting with his first job out of college, Sam from Financial Samurai saved over 50 percent of his after tax income every year and then used his savings to buy rental properties, stocks, bonds, and CDs in order to build passive income streams. By the time he decided to leave Corporate America, Financial Samurai had grown to provide a livable income stream.
His goal is to make $200,000 a year in passive income. Fast forward to today and Financial Samurai is living the dream: continuing to build his passive income out of investment venues he is passionate about. Financial Samurai’s motto is “achieving financial independence sooner, rather than later.” Click here to learn more about Financial Samurai.
The Vagabond is an engineer living in Silicon Valley. He lives together with his fiancé and their dogs and every year they take crazy trips to far-flung places all over the world for pennies. They love their lives, but really believe that there is so much more for them to do out there in the world. Besides traveling and pursuing financial independence, other things they have in common with us (Enchumbao couple) is that they want to raise their children knowing multiple languages and with the mentality that they’re citizens of the world.
They started their freedom journey with over $100,000 in student loan debt and they each had tens of thousands of dollars in credit card debt. Now, the credit card debt is a thing of the past and the student loan debt is shrinking quickly.
They’ve purchased multiple investment properties that bring in money every single month, and have discovered ways to save tens of thousands of dollars into their retirement accounts every year. They’re rocketing towards early retirement on their five-year plan. Click here to learn more about The Frugal Vagabond.
Jeremy and Winnie had normal lives. They both grew up in lower-income families and used student loans to attend college. Money was a skill they had to learn later in life. They did unconventional things while working, such as living in a small apartment, in a walkable neighborhood instead of a house in the suburbs, using a bicycle and their own feet instead of owning a car, and making most of their meals at home. This allowed them to save an increasing percentage of their income: more than 70 percent for about 10 years until they were able to live completely off income generated by their investments.
They retired in 2012 to travel the world and start a family, all while still in their 30s. They now do very slow travel with their son, Julian, immersing themselves in local language and culture, meeting interesting people, and having adventures.
On their blog they share how they were able to become financially and location independent at a relatively young age, the details of a life of full-time travel and child rearing, and photos, stories, and cost of living for each country they visit. Click here to learn more about Go Curry Cracker.
Jana is a recovering “corpaholic” who left a successful career in corporate America in search of a more meaningful life–one in which she didn’t need to take vacations from to keep her sanity and her health. She recently relocated to the beautiful state of Colorado where she shares a home with her husband of 10 years and her sidekick/four-legged kid, a bouncy, blind, 17-year old Dachshund.
Jana is fueled by travel and she’s been traveling and moving around for as long as she can remember. Her first flight was when she was 5 years old when her mom relocated them to a small town of 3,000 people close to the Amazon, where she learned to live with all kinds of creatures that tried to make a home in theirs including snakes, frogs and bats. After that, there have been countless moves, trips, experiences and embarrassing stories; a collection she calls the GOOD LIFE.
When she’s not pursuing a crazy project, picking up a new skill or doing her best to learn how to be a housewife, she is exploring a new destination, food or culture, and taking a million pictures along the way. She hopes that her blog inspires her readers to explore places from a different perspective, pursue their dreams, challenge things as they are and create the life they want. Click here to learn more about Good Life Xplorers.
Brandon runs the site Mad Fientist. He’s a married thirty-something software developer living in Scotland who became financially independent by saving and investing half of his income.
Madfientist.com is a site focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. By analyzing the tax code and looking at personal finance through the lens of early financial independence, Mad Fientist develops strategies and tactics to help his readers retire even earlier. Click here to learn more about Mad FIentist.
Travis was a bond trader for a large investment company before he decided to pursue extreme early retirement at age 25. Rather than help the rich get richer, he wanted to help everybody to grow their wealth through financial education. That’s how Millennial Moola was born.
In June 2015, he hung up his bond trader cleats and decided to embark upon the adventure of a lifetime. Since he “retired” he has traveled to over three dozen countries, learned how to build a website, wrote his first book, started a student loan consulting business and finished his second book.
Travis affirms that we live in an age where everyone has access to the tools they need to retire early. Whether his story just merely provides entertainment or inspires is readers to work towards financial freedom, he’s excited for the road ahead. Click here to learn more about Millennial Moola.
J.D. Roth has been reading and writing about personal finance for over a decade. Today he’s financially independent, but twelve years ago his money life was a disaster.
In 2004, he had over $35,000 in consumer debt — credit card balances, personal loans, a car payment — and was living paycheck to paycheck on a salary of $50,000 per year. He spent every penny he earned and had no savings.
Flooded with financial obligations, all he wanted to do was bury his head in the sand, to play computer games and read comic books. he wanted to give up but instead he stopped shirking responsibility, buckled down, and got to work. Using skills he’d learned as a small-business owner, he began to methodically eliminate his debt.
J.D. believes that your most important work is as the CFO of You, Inc. He cut back on spending and boosted his income. As JD, Inc became profitable and his cash flow improved, he paid down debt. He tracked his spending and created monthly reports to document his progress producing remarkable results.
In less than a year, he had set aside a $5000 emergency fund and had increased his cash flow by $750 per month. J.D. still manages his life as a business and through it all, he does his best to treat his money as if it belonged to a corporation and not to him.
Money Boss is about becoming the boss of your life. Instead of assuming you’re a victim of circumstance, J.D. assumes that you are the master of your own fate. Your circumstances may not be your fault, but they’re your responsibility. You are the boss of your own life. Click here to learn more about Money Boss.
Mr. Money Mustache retired at 30 with his wife and now writes about how we can all live a frugal yet Badass life of leisure. They both studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.
They retired from real work in 2005 in order to start a family. This was achieved simply by living a lifestyle about 50 percent less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.
His blog was born in 2011 out of exasperation. Six years into early retirement, life was going well and their little boy was growing up nicely. But many of his friends and former coworkers remained broke, constantly complaining about how hard middle-class life is these days, and how much they would like to be able to afford to lose at least one of their six-figure salaries so someone could stay home with the kids.
And indeed, MMM noticed that the whole country seemed to be displaying the same odd behavior: living ridiculously expensive lifestyles while thinking they were completely normal, and then being baffled when they had no money left over to buy their own freedom. All while being so busy that they didn’t even have time to understand the science behind why this behavior is trashing the very home that makes our lives even possible.
He decided to start the blog to share some of the secrets of how all this can be done, how his readers can create a life that is better than their current one, that just happens to cost 50-75 percent less. Click here to learn more about Mr. Money Mustache.
Mr. and Mrs. ONL are a married couple who have major ants in their pants to retire as soon as humanly possible. They believe you don’t have to be a financial pro to be smart about your money, or even to do something bold and audacious like quit working for life while still in your 30s. And they certainly don’t believe you have to give up everything fun or live like a monk to do it either!
Our Next Life is a chronicle of their journey to retire at the end of next year, when they’ll be 41 and 38. They are here to make friends in a community of planners and dreamers, who are all working to save up for early retirement, get out of debt or just forge a path in life that’s different from the norm.
Their blog is a place where readers can seek out balance together, finding the best way to plan for an awesome kick-ass future while still enjoying the heck out of today. Click here to learn more about Our Next Life.
The Physician on FIRE, or PoF, is an anesthesiologist and family man who lives with his wife, 2 young boys and a “lucky” dog. He attained financial independence at age 39. Although he could afford to retire comfortably after a 9-year career, he continues to work for various reasons. He mostly enjoys his job, but do plan to retire early.
His blog discusses issues pertaining to personal finance, early retirement, medicine, and miscellany.
PoF created the blog to enlighten, educate, and entertain fellow physicians and other people who may have similar circumstances (high income, late start, educational debt, etc…). His aim is to help those who want to help themselves and share some unique insights from the perspective of a practicing physician. Click here to learn more about Physician on FIRE.
Through careful saving and planning, Justin managed to accumulate enough wealth to make him financially independent which allowed him to retire at age 33. He lives in Raleigh, North Carolina with his wife and three children.
Their household has grown moderately rich by being frugal, saving a large proportion of their earnings, and investing their assets wisely.
They both had regular jobs working roughly 9 to 5 each day and saved most of their paychecks. When they started working after college, collectively they made well under $100,000 annually. In 2013 when Justin quit working, their household income topped out around $150,000 annually.
While working, they consistently pumped their savings into 401k’s, IRA’s, HSA’s, 529’s, and regular brokerage accounts. These investments grew enormously over roughly ten years and made them financially independent today.
At Root of Good you can expect to find posts on personal finance, financial independence, investing, having kids without breaking the bank, travel, money hacks, and anything else that makes life more awesome. Click here to learn more about Root of Good.
Steve runs the Think Save Retire blog. His blog is about early retirement but not entirely. He also blogs about financial independence and taking control of your life. It is his little space online where he can postulate ideas and techniques on how to retire from a 9 to 5 job and start to enjoy the virtues that life has to offer.
He got started on this path later in life. Through his 20s and early 30s, he was one of the masses – he wanted the nice cars, big houses and expensive “stuff”. He was resigned to the fact that he’d work until social security kicked in, and then he’d see about escaping the grind. He made good money, but he only saved the bare minimum and spent the rest.
Steve retired from full-time work at 35 and he finally discovered how to re-think his life. He no longer longs for the expensive “things” in life that he always thought provided happiness and realized that none of that “stuff” matters.
His web site is his opportunity to pay it forward a little…to tell his readers what he finally learned after 30 years of Americanized living where one’s status in life – often measured by their “stuff”, was first and foremost in our mind. Click here to learn more about Think Save Retire.
For a complete list of all personal finance blogs visit the best blogroll ever: The Rockstar Directory.